Plaid is hiring a Fullstack Software Engineer to join their Payments team, working from either San Francisco or New York. If you’re passionate about building the future of fintech infrastructure, this hybrid full-time opportunity is your chance to work with top developers powering millions of user transactions through platforms like Venmo and SoFi.
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- Company: Plaid
- Position: Software Engineer (Fullstack) – Payments
- Location: San Francisco or New York (Hybrid)
- Job Type: Full-time
- Salary: $163,200 – $223,200 per year
- Benefits: Medical, dental, vision, 401(k), equity, more
About Plaid
Plaid is a fintech leader powering over 12,000 financial institutions across the U.S., Canada, the U.K., and Europe. Trusted by companies like SoFi, Venmo, and others, Plaid enables millions of users to connect financial accounts securely. Founded in 2013, Plaid is headquartered in San Francisco with global offices in New York, London, Washington D.C., and Amsterdam.
Team Overview
The Money Movement and Partnerships team develops the full-stack Transfer product, including payment lifecycle, reconciliation, APIs, and more. This critical role involves collaborating with over 50 payment partners to scale bank payment systems in the U.S.
Responsibilities
- Design and develop scalable APIs and backend services (70-80% focus)
- Develop modern frontend components using JavaScript frameworks (20-30%)
- Collaborate with product managers, designers, legal and other stakeholders
- Own project success, maintain high code quality, and write automated tests
- Investigate and debug issues, ensuring system reliability
Qualifications
- 2+ years of full-stack development experience
- Proficient in Python, Java, Go, or Node.js
- Experience with HTML, CSS, JavaScript, and modern frameworks
- Knowledge of MySQL or other relational databases
- Microservices architecture and API design experience
- Strong testing and debugging skills
- Customer-first mindset and strong sense of ownership
- Nice-to-have: Experience with payment systems
Compensation & Benefits
Salary: $163,200 – $223,200 annually (based on experience, location, and role scope)
Additional perks include stock options, comprehensive health benefits, and retirement plans.
