
Become an AI transformation consultant at Tata iQ by joining their free Data Analytics Virtual Experience on The Forage (Tata GenAI Powered Data Analytics Certification). This self-paced program immerses you in real-world financial services challenges, helping Geldium Finance reduce credit card delinquency through advanced analytics and AI-powered modeling.
Related: British Airways Data Science Virtual Experience.

Tata GenAI Data Analytics Certification Tasks
Task One: Exploratory Data Analysis and Risk Profiling
Duration: 1–2 hours | Level: Intermediate
What You’ll Learn:
- Conduct exploratory data analysis (EDA) using GenAI tools
- Handle missing data and ensure dataset quality
- Identify key customer risk factors for delinquency
- Generate synthetic data to enhance analysis when needed
What You’ll Do:
- Identify datasets critical for delinquency prediction
- Analyze and profile data using GenAI-assisted summarization and treatment
- Document patterns and anomalies affecting predictions
Task Two: Predicting Delinquency with AI
Duration: 30–60 minutes | Level: Intermediate
What You’ll Learn:
- Use GenAI tools like ChatGPT or Google Gemini for predictive modeling without coding
- Understand credit risk modeling techniques such as decision trees and logistic regression
- Evaluate models for performance, bias, explainability, and fairness
What You’ll Do:
- Generate model logic using GenAI to predict delinquency risks
- Select and justify the best predictive approach
- Outline evaluation plans for model accuracy and ethical compliance
Task Three: Business Report and Data Storytelling for Collections Strategy
Duration: 30–60 minutes | Level: Intermediate
What You’ll Learn:
- Translate AI insights into actionable business recommendations
- Present predictive analytics to stakeholders effectively
- Incorporate ethical considerations such as bias and responsible AI
What You’ll Do:
- Prepare a two-page report summarizing risk factors, trends, and intervention strategies
- Develop a recommendation framework outlining next steps and justifications
- Address ethical issues in financial AI decision-making
Task Four: Implementing an AI-Driven Collections Strategy
Duration: 30–60 minutes | Level: Intermediate
What You’ll Learn:
- Design autonomous AI-powered debt management systems
- Understand agentic AI’s role in automating financial decisions
- Ensure compliance, transparency, and fairness in AI systems
- Align AI strategies with financial regulations
What You’ll Do:
- Create a presentation outlining an AI-powered collections framework
- Identify guardrails to prevent biased or unfair decisions
- Discuss how AI can adapt dynamically to delinquency trends
🎓 Finish Line: Achievements & Career Benefits
Upon completing the program, you will receive:
- A verified Tata Data Analytics Virtual Experience certificate to add to your resume and LinkedIn
- Interview tips on how to discuss this experience confidently
- Resume-ready snippets summarizing your new skills
- Hands-on experience with ethical AI and financial data analytics
How to Enroll in Tata GenAI Data Analytics Certification
- Visit the Tata Data Analytics Virtual Experience on The Forage
- Create a free Forage account or sign in
- Complete all four tasks at your own pace
- Download your certificate and add it to your LinkedIn and resume
Conclusion
The Tata Data Analytics Virtual Experience is an excellent opportunity to build intermediate-level skills in AI-driven credit risk modeling and collections strategy, directly applicable to financial services roles. The free certificate from Tata will enhance your profile and prepare you for data analytics and AI roles in India and globally.